Tips On How To Keep Your Car in Top Notch Shape

If you love your car, you will want it to always be at its best shape. There are some conscious steps that you can take to ensure that it stays as good as new every day. They are as simple as ABC and there is no better time to follow them than now.

Tyres

Your car’s tyres are the single most reason you can move. Respect your tyres. They support a weight more than ten times theirs and still absorb any and all of your driving habits. Keeping them in top shape should not be anything but a priority. Good tyres are Important not only for fuel economy but for safety as well.

To ensure they are in their best shape, rotate your tyres at least every 5000 miles. This will ensure that your car’s tyres wear at an almost equal rate and that you make great savings on tire replacement.

Another important trait of tyres which are in good shape is that their tire pressure is always correct. Over inflation and under inflation are both harmful to the longevity of a car’s tyres.  They also pose a safety risk.

While at checking the tyre pressure, do have a look at your tyres tread depth. When it is evident that they are too low, replace the tyres. Worn out tyres pose a safety risk that is not worth it. The tread patterns may also reveal something about the overall health about your car, so if you notice they are uneven, take the car to a competent mechanic. A mechanic consultation may save you from the detrimental effects of whatever is ailing your car and also potentially increase your tyre life.

Hand in hand with the tyre is the brakes, which basically stop you from colliding with objects. While all car parts are important the importance of well-functioning brakes cannot be understated. To ensure that their functioning capability does not deteriorate faster than necessary, clean them regularly.

Engine

When it comes to the engine, the heart of your car, you can expect good results only when it runs smoothly. An engine in bad shape is nothing more than a death trap waiting to happen. You do not want that. It’s better to have a good engine than a good car body. Some of the tasks you can perform to ensure the engine’s runs efficiently are simple and you can do it in a few minutes

One of the simple engine checks you should make is assessing timing belt and accessory drive belt. They are responsible for the smooth running of everything from alternator to the a/c compressor. However they are made of rubber and rubber perishes very fast. It is prudent to check them every 25,000 miles and preferably checked every 50,000 miles.

Another easy task anyone can perform is checking the oil level of a car. It is a simple process that involves pulling out the oil dipstick, wiping it clean with a rag and then re-dipping it so as to check if the oil levels are too high or too low. This is easy because the dipstick is marked with an H and an L indicating whether the levels are high or low. The longevity of your engine is dependent on the quality of your engine oil. The engine oil is critical to good performance of a car. It is responsible for lubricating car parts and ensuring the engine remains cool.  You can never check and or change the engine oil frequently enough but being guided by the oil’s viscosity is a good indicator on the urgency of an oil change

Can A Logbook Loan Make You A Better Financial Manager?

Many people believe that going for a logbook loan is the lowest point that they can sink in their lives. Experts advise people to only use logbook loans as the option of last resort. However, the fast growth of the numbers taking logbook loans in the UK is worrying. Even with the high APR (annual percentage rate), extensive risks, and dangers of having the car recovered, can anything good come from the logbook loans? There is a silver lining in this precarious situation. Here is a closer look at Robert Johansen situation that made him emerge a better financial manager.

How Robert ended up with very poor credit score and sought a logbook loan

During the summer of 2015, Robert Johansen took a logbook loan because his credit score was very poor. The poor credit rating had come about from overspending on his credit card and defaulting two bank loans when his daughter fell ill. As a college teacher, all his resources were directed to handling his daughter which meant defaulting on the mortgage and even personal utility bills. Things ran from bad to worse within six months.

With only his car left as the most valuable asset, Robert saw no other alternative but to get a logbook loan. However, he sought advice from a financial expert early enough after borrowing the logbook loan. This is what made Robert emerge as a better person, create new streams of revenue, and march to financial freedom. Here are some great things that can come from a logbook loan.

Learning how to budget and applying the skills in other areas of personal finance

Perhaps the most important thing that one can learn from logbook loans is budgeting. Because there are other loans, credits, and personal expenses to be met, one has to learn about budgeting. If you seek assistance from a financial expert, he will assist you to classify different expenses and direct the resources to those that are more important. When these skills are applied in other areas of personal life, you will emerge from the logbook loan and other debts a better person.

Appreciating the role of experts when handling subjects from areas outside your jurisdiction

If you are not an expert in a specific field of specialization, the best thing is seeking assistance from experts in that area. This philosophy comes out very well when one is handling a logbook loan. Though you might be in nursing, hospitality, education, or engineering among other areas, it becomes easy to appreciate that finances is a different field altogether.

In Robert’s situation, the financial expert came in handy to help him appreciate the importance of good financial planning. He was able to acknowledge the sources of finances and how to spread the resources to cover all the expenses while meeting the loan obligations. You should never make the mistake of allocating the entire salary to repaying the loan only without catering for all personal expenses such as rent and transport costs.

Acknowledging the challenges that lay ahead in quest reach financial freedom

The main road to financial freedom is marred with numerous challenges. However, you can easily overcome them after successfully addressing logbook loans. Robert understood the dangers that come with poor credit score. This appreciation makes people work harder to ensure they are in good terms with lending institutions that have lower rates.

Robert further appreciated the importance of having several streams of revenue. If one fails, there is always a fall back plan to prevent you rushing to high interest and high-risk sources of funds. Think of running a blog, opening a business for other members of the family, and working on a part-time basis after work.

 

Cheap ways for keeping your car in top condition

Taking care of your car so that it keeps running great and looking new all the time shouldn’t be difficult. Miracle cures and mystery polymers are all fine but will not do much good for your car. Consistent proper care and maintenance are what will make your car last long; functioning smoothly all the way into the high six-figure mileage ranges with few or no failures. Besides, a well-kept car would make a good deal whenever you need to take out a loan on it. So, here are some top ways that will keep your car in its top condition without breaking the bank.

 

Keep the maintenance schedule

Though this may seem like a no-brainer but it is crucial if you do not want to spend so much money fixing a broken car. Recent models have an oil monitoring system. This system is set in a way that the car determines the best time for an oil change, so you won’t have to get to your manual for reminders.

However, if your vehicle doesn’t have an oil monitoring system, then try and change the oil every 3000 to 5000 miles.

Oh, and remember to avoid keeping the car idle for long periods. Having it idle hampers proper oil flow so some engine parts wouldn’t be properly lubricated. That just translates to incomplete combustion, oil contamination and consequently damage to your car engine.

 

 

Check your emission system

This is a part of the vehicle many fail to take care of. This is the part of the car that controls the pollutants and exhausts produces by your car. It keeps the engine running smoothly and effectively under all operating conditions. That’s why you really need to ensure that the emission system is functioning at its best.

The major culprits here are ERG valves and oxygen sensors. And you want to ensure that a professional does the checking. Professionals are more likely to point out a problem that’s hidden in plain sight.

 

Proper driving habits

If you want your car to last longer, then you better improve how you drive. Believe it or not, it’s got a huge effect, not only on the tyres but also the transmission control. For starters, you can switch your gear to neutral whenever you stop, perhaps in traffic or when you stop for gas. The transmission still continues to work even when you’ve stepped on the brakes.

You could also stop throwing the gear in reverse while your vehicle is still moving. Yes, you’re probably in a hurry but getting the gear in reverse makes the transmission take up more momentum and this can eventually cause damage.

Another working tip is to consolidate all your errands. Constantly taking short trips does a lot more damage to your engine than taking longer trips. This is particularly important after buying a new car. Shorter trips on a cold engine is a nightmare for cars as the engine won’t be at optimal operating temperatures.

 

Take care of its interior

Your vehicle’s interior needs to make a statement. You need to keep it clean and protected at all times. Avoid eating and drinking in the vehicle. Your vehicle’s upholstery can be easily damaged by stains once they soak in, so you need to clean them immediately and occasionally vacuum the interior.

Additionally, you need to park in the shade or cover your dashboard with a window deflector screen to prevent the UV rays from eventually damaging it. You could also apply some UV protectant on the vinyl and plastic to keep them from cracking and drying out.